Blog
What Current Interest Rates Mean for Homeowners and Buyers
The Bank of Canada is keeping its key rate at 2.25%. That means borrowing costs aren’t changing for now. If you have a variable-rate mortgage,
Blog
How Your Credit Score Can Affect Your Mortgage Rate
When you apply for a mortgage, your credit score can affect your mortgage rate. It’s not the only factor lenders use, but it’s one that
Blog
Why Putting 20% Down Makes a Difference
A 20% down payment can make a real impact on your mortgage. It lowers your monthly costs and puts you in a stronger financial position
Blog
Lowball Offers: How to Negotiate Without Offending the Seller
A lowball offer can save you money, but it can also backfire if you don’t handle it correctly. Sellers expect some negotiation, but a number
