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Fixed or Variable? How to Choose a Mortgage That’s Right for You
A lower mortgage rate is appealing. But what happens if the payment rises, you need to sell sooner than expected, or breaking the mortgage costs
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Renewing Your Mortgage? What to Review Before Signing the First Offer
A mortgage renewal notice can look simple: choose a term, accept the rate and sign. But that quick signature could lock a homeowner into higher
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Bank of Canada Holds Steady at 2.25% — What It Means for You
If you’ve been watching the Bank of Canada closely — and honestly, who hasn’t been these days — you probably weren’t too surprised by Wednesday’s
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How Reverse Mortgages Can Fit Your Retirement Plan
If you want extra cash in retirement without selling your home, a reverse mortgage can be one way to use your home equity. This tool
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Bank of Canada Holds Rate at 2.25%
The Bank of Canada interest rate announcement today came as expected: the central bank kept the overnight rate at 2.25%. This was the first official
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What Current Interest Rates Mean for Homeowners and Buyers
The Bank of Canada is keeping its key rate at 2.25%. That means borrowing costs aren’t changing for now. If you have a variable-rate mortgage,
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Pre-Approval in Today’s Market: A Straightforward Guide
Getting mortgage pre-approval in 2025 is different from even a few years ago. Lenders have updated their requirements, technology plays a bigger role, and the
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A Quick Guide to Down Payment Rules in Canada
When you’re buying a home in Canada, your down payment is one of the biggest upfront costs. It’s the amount you pay out of pocket,
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Why Putting 20% Down Makes a Difference
A 20% down payment can make a real impact on your mortgage. It lowers your monthly costs and puts you in a stronger financial position