Blog
Bank of Canada Holds Rate at 2.25%
The Bank of Canada interest rate announcement today came as expected: the central bank kept the overnight rate at 2.25%. This was the first official
Blog
What Current Interest Rates Mean for Homeowners and Buyers
The Bank of Canada is keeping its key rate at 2.25%. That means borrowing costs aren’t changing for now. If you have a variable-rate mortgage,
Blog
Pre-Approval in Today’s Market: A Straightforward Guide
Getting mortgage pre-approval in 2025 is different from even a few years ago. Lenders have updated their requirements, technology plays a bigger role, and the
Blog
A Quick Guide to Down Payment Rules in Canada
When you’re buying a home in Canada, your down payment is one of the biggest upfront costs. It’s the amount you pay out of pocket,
Blog
Why Putting 20% Down Makes a Difference
A 20% down payment can make a real impact on your mortgage. It lowers your monthly costs and puts you in a stronger financial position
Blog
How to Negotiate a Better Mortgage Renewal Rate
When your mortgage term is up, your lender will likely send you a renewal offer. But don’t just accept the first one. You have the
Blog
Weighing the Benefits and Risks of a Reverse Mortgage
A reverse mortgage is a financial tool that can provide extra income during retirement, but it’s not the right choice for everyone. It allows you
Mortgage Resources
How to Save for a Down Payment
Owning your own home has a lot of payoffs, especially these days when mortgage rates are still among the lowest in 30 years. There are
Mortgage Resources
How to Match the Home You Buy
How to match the home you buy to your pocketbook So, you’ve decided to take the big leap and purchase your first home. Most of
