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Budgeting for Your First Year of Homeownership
The first year of homeownership costs more than most buyers expect. Not because something goes wrong, but because many expenses don’t show up until after
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What to Know Before Buying a Condo
Buying a condo is more than just picking a layout. You are entering into a legal and financial partnership with every other owner in the
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Getting a Mortgage with Bad Credit: What Buyers Should Know
If your credit score isn’t where you want it to be, buying a home can feel out of reach. Many buyers assume bad credit means
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The Real Costs and Risks of Buying an Abandoned Property
When we talk about buying an abandoned property, we’re usually referring to a home or piece of real estate that’s been left vacant, neglected, or
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Your Smart Approach to a Multiple-Offer Scenario
If you find yourself caught in a multiple-offer situation, here’s what you need to do. Get your finances in order Before you place an offer,
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How Your Credit Score Can Affect Your Mortgage Rate
When you apply for a mortgage, your credit score can affect your mortgage rate. It’s not the only factor lenders use, but it’s one that
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Lay the Groundwork: Preparing to Buy Your Home in 2026
If you’re aiming to buy in 2026, you need to act now. The term homebuying isn’t a distant dream—it’s a project. The sooner you plan,
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Pre-Approval in Today’s Market: A Straightforward Guide
Getting mortgage pre-approval in 2025 is different from even a few years ago. Lenders have updated their requirements, technology plays a bigger role, and the
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Cottage vs. Cabin: What’s the Difference When Buying a Vacation Property?
You’ve probably heard people use the words cottage and cabin interchangeably. But when you’re buying a vacation property, the difference can matter—especially in rural and
